Showing posts with label family. Show all posts
Showing posts with label family. Show all posts

Friday, January 9, 2015

Living Differently

I’ve always liked being a little different; just a little to the left of the norm.  The goal wasn’t to be super weird (though I’m sure I’ve come off that way to some).  I think we have officially ventured into the world of the truly weird.  We’re vegan (weird), we don’t own a home (weird for our income and family situation), and we live below our means (definitely weird for millennials).  That sounds like the makings of the world’s most boring reality show!  The only way you get a show with those criteria is if you also have approximately one thousand children. No thank you.

We’ve almost gone a solid week on the vegan train!  These are the good days.  I haven’t really had time to crave all the things I no longer let myself eat.  To be successful at a plant-based diet, I have to turn around the usual logic: I don’t think about all the food I can’t eat, instead I think about all the food I can eat.  That sounds so cheesy (cheezy?) and straight out of an upbeat diet book, but it works for me. Another strategy I use is getting into a good, solid rhythm of meals.  I have to build a habit or an anti-addiction.  I like to think I’m adaptable, but I’m good at getting in a rut.  Is there a positive word for rut? A moat?  We’ll say a groove.  I need to get in my vegan groove, and after I don’t have to think as much about eating.  I read that it takes 21 times to make something a habit.  Only 15 more days…

People always asked (Zach and I were vegan for a little over a year right before and after we got married), “Isn’t it hard?” It’s not.  So many more options are at the regular grocery store than you’ve ever noticed.  Do I miss ice cream?  No.  I can get a coconut-milk based, turtle ice cream that is out-of-this-world good.  Cheese?  Okay, yes.  I miss it almost daily.  I’d love to take a big bite out of a block of sharp cheddar a la Schmidt in season 3 of New Girl, but I don’t need it.

That is my main goal for 2015: sifting out the wants from the needs.  I majorly lack discipline, and this is the year I’m going to get it.  It was different when Zach and I got married.  I knew it wasn’t just me anymore, but I’m really good at convincing him to go my way.  He says manipulate.  He’s dramatic.  But now?  I can’t convince Tu to not go to college because I want a house.  That’s not fair to her.  It’s especially not fair because she has zero say in the matter right now.  So, no more Target runs for fun, no more eating at restaurants, no more Sunday afternoon mall visits.  We are hunkering down in our 700 square feet of apartment, with our vegan cheese, and getting out of debt!  Who’s with us?!


Zach here,

Passionate and dramatic are regularly confused for the other.

Tuesday, July 15, 2014

Doin’ It Up in Flo-Rida!

Usually the debt snowball does NOT leave room for a vacation.  It definitely doesn’t leave room for a vacation to Florida when you live in Central Illinois.  We are lucky enough that my grandma and aunt REALLY wanted to see Turner.  They offered to pay for our flight, and put us up in Grandma’s guest room.  We cannot explain how grateful we are for their generosity!​

Even though the big expenditures were taken care of, we didn’t want to completely blow our budget.  We used the money we made from the garage sale and the money from me doing two clients’ hair as our spending money.  While this money could have gone toward debt, my grandma can no longer come to visit and her seeing the baby seems more important.​

The benefit to staying in a house is not having to eat out for every single meal.  While I have zero problems with doing that, it’s not exactly wallet friendly.  Grandma was so worried about what we were going to eat, she actually went to the store before we got there and bought vegetarian-friendly stuff. What we would’ve done is used our usual weekly grocery budget and gone on a grocery run.  She was also pretty adamant about paying for our meals when we did eat out.  We did pay for her a couple times as a thank you.  I think feeding people is her love language.

So, obviously having all of our food paid for cut the spending down significantly.  But you don’t just sit in the house and eat when you’re on vaca!  We were 15 minutes away from one of the most beautiful beaches in the world: Siesta Key Beach (look it up!).  Hello, free beach!  We even got an amazing parking spot (Zach and I always seem to get amazing parking.  I can’t explain it.).  We probably could have gone to the beach every day and been happy, but we’ll save that for another trip.  (Side note: it seems we have a daughter that tans!  This pale girl’s dream has come true!)  We took sandwiches and a cooler with water for lunch, so we didn’t have to spend more.  Tu got lunch right before we left, so she was good to go with just a bottle while we were lying in the sand.  It was a great day, except Zach’s foot was SUPER burnt when we got home.  We still can’t figure out how only his left foot burned.

The day after beach day was Turner’s first Fourth of July!  My Aunt Crystal has a gorgeous screened in porch (called a lanai in Florida) complete with a pool and grill.  We got to hang out in the pool all afternoon and eat some delicious (veggie) burgers.  We ventured downtown to Sarasota Bay to watch the fireworks after.  Did I mention all of this was free to us?!  We got great parking again, but it was rigged.  My uncle’s friend has a gallery downtown and let us use his parking spot.   He has connections.

Saturday was the day that broke the bank.  A trip to Florida always includes at least one shopping day.  First we went to lunch (I paid for Grandma and myself), then we got down to business.  We do not have the pleasure of a Nordstrom Rack back home, and I may have gotten a little carried away.  Zach and I agreed on a budget before Turner and I left (this was a girls only trip so he drove around in my aunt's new BMW).  In my defense, I did come in about $50 under budget.  In hindsight, the budget was too high to begin with.  I haven’t really purchased new clothes in a long time.  Most of my summer clothes are either maternity or were purchased when I was in college (we’re talking 7-9 years ago).   However, no matter how badly I wanted the clothes, they were not a need.  I have some buyer’s remorse, but not enough to return anything. #sorrynotsorry 

Sunday was a low cost day thanks to Aunt Crystal paying for our activity.  We visited the Ringling Museum, Circus Museum, and Ca’ta Zan (“House of John” in Venetian dialect).  I cannot tell you how amazing this place is.  It’s a little pricey to get in (tickets are $25/person, and we had a guided tour through the house, an extra $5), but it is totally worth it. I happen to have an unexpired student ID (thank you ICC!), so there was a small discount.  Florida residents can go to the art museum for free on Mondays.  The grounds are right on Sarasota Bay.  It is incredible that it was one man and wife’s estate, and only for the winter!  The first stop is the Circus Museum.  Pretty recently, they opened the mini circus model.  It is incredible.  Every single detail is there, down to the china pattern on the plates in the food tent.  I think it’s my favorite part of the entire experience.  It takes a good 20 minutes to walk completely around the model.  It depicts a circus coming to town when they still put up the tent and traveled by train (think Dumbo).  The rest of the Circus Museum is a timeline (very interesting) and various, interactive displays.  I successfully walked the “tight rope” (a rail mounted to the ground the same width, anyway).  The Old Circus Museum houses the actual train car that John and Mabel Ringling traveled on with the circus.  It is lux.  It’s all gold-leafed ceilings and exotic wood furniture.  You can walk right up and look in the windows.

The next stop was John Ringlings house.  It is Moorish themed, and unlike any house I’ve ever seen.  The original budget in the 1920s was $250,000.  They spent $1.5 million.  After hearing that, I didn’t feel so bad about my shopping spree the day before.  Zach and I are both history buffs, so the guided tour was right up our alley.  We definitely endorse it.  I won’t say anymore in case you decide to visit.

The Ringling Museum holds John Ringling’s enormous art collection.  We didn’t spend a ton of time there because it was close to closing time.  I guess we’ll have to go back!  Tu enjoyed the Rubens.

On Monday, Zach, Turner, Grandma, Aunt Crystal, and I went to an amazing seaside restaurant on St. Armand’s Key.  We were literally sitting over the water.  While it was blazing hot everywhere else, the breeze off the water kept us cool and comfortable.  This was a fries in a basket kind of place, so pretty affordable.  The food was great, but the atmosphere was even better.

After, we took a stroll to some shops at St. Armand’s Circle.  There are some chain stores, but a good number of the stores there are locally owned.  Aunt Crystal and Grandma made friends with the people at The Giving Tree (a jewelry and art gallery).  I got a gorgeous bracelet (courtesy of the ladies) and necklace (from my hubby).  We also got souvenirs for our families at a shop on the circle.  

It was a great trip.  I’ll write another post about traveling with a baby.  That’s a post unto itself.
Things we wish we would’ve done differently:
1. Set a smaller budget for shopping.
2. Put on sunscreen more thoroughly.  (Zach and I were the only victims of this.)
3. I think that’s it! 
Any vacationing on a tight budget tips?

Thursday, June 26, 2014

GARAGE SALE!!! DEBT SNOWBALL UPDATE!!!!

​Last week was it!  We finally had a garage sale!  I think Zach and I moved boxes labeled “garage sale” to three different houses.  Well, that stuff is out, and it is out for good!  Our biggest category by far was baby stuff.  Tu grows like a weed, so we had clothes up to 12 months and all her little baby stuff (*tear).  Out with the old, in with the…well, I guess the new us!  We’re using all the proceeds to get out of debt, not buy stuff to replace the stuff we sold.  We already sold some larger items (see our post from May 8th), but I had no desire to take picture after picture of all of the outfits Turner has outgrown.  While we know things don’t always go to plan, Zach and I aren’t planning on having any more babies for quite a while.  By then, even if we had another girl, all the stuff would be super outdated.  Some concerns over us selling as much as possible have been brought to my attention.  Right now, the best thing we can do, not only for Turner but our future children as well, is get out of debt.




Prep:  My family used to have a HUGE garage sale at my Mamaw’s (that’s Southern for “Grandma”) house every year.  I don’t think any of us are particularly sentimental about our stuff, so we had no shortage of things to sell.  My mom let me keep the money from my sales which I would promptly spend at either our saleor others in the neighborhood.  I remember them fondly.  


  Fast-forward 15 years later, and now I actually have to go through the stuff and decide what to get rid of.  I usually purge clothes about once a year (if I didn’t wear it in a year, I probably don’t need it), and I went on a mad spree after Tu was born.  I never wanted to see maternity clothes again! Poof, gone. Tu’sstuff is easier, because it doesn’t fit her, so she has zero use for it.  I saved a couple special pieces (the outfit she came home in, some shoes) and the rest is out of our lives!  Zach did a great job of going through alllllll his books (trust me, all those “l”s are necessary). Together, we had one part of a multi-family sale!


  Advertising is key in having a good turnout.  Our local, free newspaper has a garage sale section that’s updated every week.  We’ve gone to that section to find sale before, and we’re sure we’re not the only ones.  Mama bought an ad to run the week before and the week of the sale.  She also put up colorful signs not only on her street (where it intersects the main street and a guiding sign a little further down) but also at Kroger and Walmart.  Zach and I posted on Facebook about it the morning of the beginning of the sale.  In hindsight, we should have been posting every day that week.  


  The turnout was good on Thursday, okay on Friday, and virtually non-existent on Saturday.  We couldn’t believe it.  Then we drove up the street.  Someone had taken down our signs at the intersection and halfway down the road.  We were bummed.  Of course, we didn’t discover this until the sale was over.

We made $112 dollars.  We were hoping for closer to $200, butit’s $112 we didn’t have before!  We took all the baby stuff that didn’t sell to the Crisis Nursery.  It is a fantastic charity that offers free daycare and services to mothers that are out of options.  They offer everything donated for free to these women. I volunteered there in junior high, and it was an amazing experience.  They were super grateful and even showed us around the facility!  I couldn’t be happier with our choice to donate to them. Don’t live in the Peoria area?  They have locations nationwide!  Google it!


  We had a furniture piece that didn’t sell, and my cousin took it for their Alzheimer’s Benefit auction that they throw every year.  She actually donated all of her sales to the Alzheimer’s Foundation.  We can’t wait to do that someday when we’re out of debt.

So, it did not go as well as we hoped.  Things we learned:

•
Post on Facebook till people block you because you’re so annoying.
•
Location, location, location isn’t just for selling real estate. Have garage sales in a visible place.  Exception: a neighborhood sale.
•
Make sure you have a lot/most of the stuff sitting out in the driveway/on the sidewalk.  There’s something a little creepy about going in someone’s dark garage.

  Mama and my Aunt Diana did a great job of keeping the sale organized, and Mama is great with haggling.  We had our best people on the job, and we just didn’t get the traffic we expected.  But, I guess now we know!

  Zach is listing books and DVDs we didn’t sell.  Look for a post on that soon!

 

DEBT SNOWBALL UPDATE!!!

Turner is officially paid off!!!  In other words, my hospital bill from Tu being born is paid in full!  We have moved on to my smallest student loan.  We started attacking it about a week and a half ago, and it has gone from over $900 down under $500!  Woo!  It’s happening!