tag:blogger.com,1999:blog-3667324478193751662.post4655849828644096280..comments2014-07-15T17:15:34.918-05:00Comments on Raising Up Together: It's Budget Time!Anonymoushttp://www.blogger.com/profile/07914026503305011720noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-3667324478193751662.post-20408229525226788342014-01-14T10:17:40.780-06:002014-01-14T10:17:40.780-06:00Hey Abby!
Thank you so much for the tips! I love...Hey Abby!<br /><br />Thank you so much for the tips! I love the freezing idea. I've never done that, and constantly throw out leftovers. Do you have a kindle or iPad (or ereader, or whatever)? A lot of the bigger libraries let you "check out" books and they stay on your tablet for 2 weeks. My biggest perk with that is I can do it from home :). Maybe you can do a guest post sometime! You are working it, girl!<br /><br />XO,<br />TaraAnonymoushttps://www.blogger.com/profile/12408756184267291719noreply@blogger.comtag:blogger.com,1999:blog-3667324478193751662.post-5416427376901242262014-01-13T13:17:18.228-06:002014-01-13T13:17:18.228-06:00Hey Tara! We follow Dave Ramsey at our house. We h...Hey Tara! We follow Dave Ramsey at our house. We have a budget on Excel that we have projected through the whole year. It's easy for us to see our more expensive months, like last month when I needed contacts. With this being our second year on this budget we are able to see what months we need to really tighten up the belt. <br /><br />Just don't forget the small stuff! The toiletries were a big one for me, now they are in the budget so I don't have to worry when I run out of something. It took us awhile maybe from July of 2012, but we paid off college and some medical bills. We are debt free. It can happen and I am definitely one to say once you start and get past the 3 month mark, you are so much more aware of everything and you begin to not "want" anything. You start to see that you are only wanting something because someone else has it. You begin to put the focus on the necessities, and save the wants for holidays or birthdays. <br /><br />Simple things: make coffee at home, no Starbucks, or a can soda instead of always going to the gas station. Empty your change out of pockets or purses and collect it for a month, change it in and voila you may have some money to put down towards a bill. (we do this!) I have gotten into the habit of cooking a meal, and with only two to feed, I freeze the leftovers. I am no longer throwing leftovers away and I have a built in meal for a week or two later. I used to buy books all the time, I got a library card and now I get my books there and our movies as well. Save atleast $30 a month! I also read on my phone and share books with friends, I have read for the past year for free just by asking others to share with me or only downloading free books! Another "sharing" idea is purses, clothing, accessories. I have friends who are the same size, instead of going out and buying the dress or shoes I need for one night, I just ask to borrow. Obviously these are the little things I am doing!<br /><br />Good Luck, I'm cheering you guys on!!Abby Laiblenoreply@blogger.com